A Look At Electric Wheelchairs And Medicare Electric wheelchairs are very expensive and therefore, it can be a difficult decision whether to buy one However, Medicare usually covers up to 80% of the cost of electric wheelchairs Any secondary insurance company will usually cover the rest To obtain Medicare for electric wheelchairs, certain criteria have to be met: 1 The person's condition is such that, a wheelchair or scooter is a must for mobility 2 The person cannot operate a manual wheelchair, hence an electric wheelchair or an ...

The Purpose Of Medical Malpractice Insurance The purpose of medical malpractice insurance is to cover doctors and other healthcare professionals for any liability claims arising from their treatment of patients If a doctor or healthcare provider is found guilty of medical malpractice, the damages awarded often reach into the millions, and can be even larger if punitive damages are awarded Malpractice insurance shields him or her from financial liability in the case of a malpractice verdict However, just as your auto insurance rates go up with each ticket you ...

Financing A Bariatric Surgery Bariatric surgery for weight loss may be a life-saving procedure, but it is not cheap Although a number of insurance companies cover the procedure, many individuals find that their medical insurance providers balk at the cost Most insurance companies require a letter outlining a patient's weigh-loss history and the medical necessity for the surgery before they will even consider financing the procedure Even with a carefully crafted letter, many insurance companies will refuse to authorize the surgery If this happens, the patient should not give ...

Health Insurance 101 - The Basics You Need To Know! Health insurance is a legal contract between two or more parties that promises certain performance in exchange for considerations A health insurance policy is considered a unilateral contract This is because only one party (the insurer) is required to fulfill their obligation While a policy owner may decide to terminate premium payments, as long as the payments are paid the insurer must meet their responsibility under the contract A health insurance policy can provide just one or any combination ...

Pfizer Sued For False Lipitor Claims The pharmaceutical company Pfizer is being sued Health-care advocates Community Catalyst say that Pfizer lied to women and seniors when they claimed that Lipitor would reduce their risk of having a heart attack Community Catalyst argued that the drug not only didn't work, but that it might even be putting those who used it in danger The case used a recent study of 2,000 women as evidence The study found that women who took Lipitor ran a 10 percent higher risk of ...

How Health Insurance Works Now, let me explain how insurance works in a language you can understand No legal-ese here You either buy your own insurance or your employer provides it, usually at a reduced cost to you You or your employer buy a certain level of coverage, be it 80/20 (80% of 'reasonable and customary" charges paid by your insurance, the other 20% paid by you) or 90/10, or 50/50, etc They all work the same with different payout levels Now, let me explain how "reasonable ...

Medical Billing Companies: An Overview Every healthcare provider, including dentists, surgeons, doctors, or chiropractors, is entitled to receive money for their services Medical billing companies are setup to make it easier for them to wade through the murky waters or regulation and insurance company code to ensure proper and timely reimbursement Employees trained by medical billing companies are trained to understand health insurance and the healthcare industry in all its complexity Their individual responsibilities are then to bill patients and insurance companies based on the proper codes according to their ...

Gastric Bypass: The Choice Is Yours? Not everyone that is overweight should have gastric bypass surgery to help them lose weight In many cases, this is simply not the right choice because of the health risks and the condition that some individuals are in For those that this is the right choice for, though, there are many more things to think about besides the fact that you should lose weight with gastric bypass help In order for you to make the right decision for you, there are several ...

Health Plans Copyright 2005 Dave Markel Choosing a health insurance plan that is best for you and your family is one of the most important decisions you'll ever make Choosing between health plans is not as easy as it once was Although there is no one best plan, there are some plans that will be better than others for you and your family's health needs Plans differ, both in how much you have to pay and how easy it is to get the services you need No ...

Wsib: The Importance Of Knowing Your Rights If You Have An Asbestos-related Disease Asbestos-related diseases are increasing in the United States and in some other countries, because asbestos workers were exposed to this mineral, which is the main risk factor for developing the disease The Workplace Safety and Insurance Board (WSIB) helps you to find out if you are entitled to compensation if you worked exposed to asbestos This is important, because when you are sick you do not have time to think of your disease causes, since ...